Except when you win, you lose money.
Hehe, except if your heart's set on a figure that sold out everywhere else while it was on order; then not winning means you lose 3-6x more money than if you had won. :-) Such is the case with my current obsession to find a Ryo[u]gi Shiki figure made by Good Smile. Gads that's a cool figure. Hindsight being what it is, I should have ordered several from each e-tailer and retired early as a wealthy figure merchant!
A few months ago I actually ordered a couple from Japan. The postage killed me.
That swimsuit Yoko was actually direct from Japan. Shipping can indeed be oppressive but going with SAL shipping instead of EMS can save you quite a bit (although SAL means no tracking while shipping via EMS is impressively fast).
Satsuriku no Jango Sequel: Lily Salvatana PVC Figure 1/8 Scale
Wow! She has very nice...features. I'd have never guessed she was from an H game.

I didn't know it when I bought it but I have exactly one figure from an H game as well. It's never been release domestically so I've never played it but it's Ignis from Chaos Gate. I've gotten a bit more daring with a couple of my figures but few, if any, can compete with that level of ecchi! Very nice.
P.S. You may regret starting this thread because I suspect I can keep it alive for the foreseeable future. <EVIL_LAUGH/> (Figure photo backlog: 4; Garage kit queue: 5; Pending/Pre-Orders: 7)